Inherit Vault

The digital inheritance vault your loved ones can actually open.

Inherit Vault stores financial instructions, bank and business account details, wills, crypto arrangements, and everything else your family will need, encrypted so that only you can read it, until the day someone else genuinely needs to.

The UK has £50bn in unclaimed assets.

Don't let your loved ones miss out on your life's work.

What is a digital inheritance vault?

A digital inheritance vault is a secure, encrypted online record of everything your family would need if you died: which bank accounts, pensions, insurance policies, properties, and digital assets exist, where your will is held, and who to contact. The contents stay encrypted so only the owner can read them, and they are released to a nominated executor through a verified death process.

Inherit Vault is the UK's digital inheritance vault. It is a companion to a will, not a replacement for one: your will says who inherits, your vault tells your executor what exists and where to find it. And unlike a password manager, it is built around inheritance itself: regular check-ins while you are alive, executor verification with a death certificate, a mandatory anti-fraud waiting period, and a printed Recovery Certificate stored with your will as the paper key.

What you can keep in your vault

Financial: Bank and investment account details, insurance policies, and pension providers. Most estates lose money not because assets were stolen, but because nobody knew they existed. Record which institutions hold your accounts, the reference numbers that identify them, and who to contact, so your executor can approach each one directly. No balances or passwords needed: the map, not the keys.
Estate: Property deeds, mortgage details, and instructions for the physical things that matter. Note where documents are held, which solicitor or bank has them, and anything your family would struggle to piece together alone: service charges, tenancies, insurance renewals. A few lines here can save weeks of searching later, at the worst possible time to be searching.
Legal: Where your will is held, your solicitor's contact details, and any power of attorney arrangements. Your will says who inherits; your vault makes sure it is actually found, along with the people who can act on it. Add details of prepaid funeral plans and any letters of wishes, and your executor starts with everything in one place instead of a drawer hunt.
Digital: Email, social media, cloud storage, and the subscriptions that quietly renew forever. List which accounts exist and what should happen to each: memorialise, close, or preserve. Photo libraries and personal archives are often the most missed assets of all, worth nothing on paper and irreplaceable in practice. Without a record, most of this simply disappears.
Physical: Safe combinations, safety deposit box locations, and where the keys to what matters are kept. Heirlooms, collections, and valuables that only you know the story or the whereabouts of. Record what exists, where it lives, and who should have it, so nothing of value gets cleared, skipped, or sold unknowingly.
Crypto: Where seed phrases and hardware wallets are kept, exchange accounts, and recovery arrangements. Self-custody crypto is the one asset class where losing the record means losing the asset itself, permanently. Record where your recovery materials are stored, never the phrases themselves, and consider our guardian-split tool for extra redundancy. Your family cannot inherit what they cannot locate.

How it works

1. Add what matters

Bank details, business and trading accounts, legal documents, crypto arrangements: encrypted in your browser before anything reaches us. We only ever store the locked box, never the contents.

2. Check in, at your own pace

A monthly or quarterly nudge confirms you're still here. Miss enough of them, and the vault begins its escalation toward release, never a single missed message.

3. Handed over, carefully

When it matters, your executor submits a death certificate and their own ID. After review and a 14-day waiting period, they unlock your vault with your printed Recovery Certificate, the paper key you left with your will.

Built to be trusted with the important stuff

Your vault is encrypted on your device, with your password, not ours
Two-factor authentication is required before any vault entry can be added
No backdoor, no master key, no escrow: we cannot read your vault, and neither can anyone who breaches us, only your password or your printed Recovery Certificate can open it
If we are compelled, or hacked, all anyone gets is unreadable code
Every access to a vault is logged: check-ins, reviews, and unlocks alike
Your data is stored only for you. It is never shared with Probate, HMRC, or anyone else unless you explicitly request it

Read our full security overview

Simple pricing

£50bn sits unclaimed in the UK right now, forgotten pensions, dormant accounts, and investments nobody knew existed. A decade of Inherit Vault costs less than £800, a fraction of the average £9,500 forgotten pension pot alone, let alone what a whole estate can lose.

£7.99 per month (Individual Monthly)
£79.99 per year (Individual Annual)
£699.00 once, for the lifetime of the vault owner (Individual Lifetime)

Executors and family members never pay anything. Questions first? Read the FAQ.